Terms of Use

Who runs this site

uapp.group and its subdomains, including agents.uapp.group, are operated by UAPP Corp, a Delaware corporation (“UAPP”, “we”, “us”). Our registered address is 251 Little Falls Dr, Wilmington, DE 19808, United States.

UAPP is a software engineering company. We design and build software for banks, payment companies and other businesses. UAPP is not a bank, e-money institution, payment institution or crypto-asset service provider.

Scope

These Terms of Use govern your access to and use of uapp.group and its subdomains (the “site”). Using the site means you accept them. If you do not agree with them, please do not use it.

The Privacy Policy and the Cookie Policy explain how we handle personal data and cookies. The Security Policy explains how to report a vulnerability.

The site is not an offer

The site describes what we do. It is not an offer to provide services, and nothing on it creates a contract. We provide services only under a signed agreement, such as a master services agreement, a statement of work or a non-disclosure agreement. If a signed agreement between you and UAPP conflicts with these terms, the signed agreement prevails.

Timelines and capabilities described on the site are typical, not commitments. The terms of a specific engagement are set in its agreement.

General information, not advice

Pages and articles about regulation, standards and technology, such as MiCA, PSD2, ISO 20022 or Swift, are general information as of their publication date. Rules and timelines change after we publish. Nothing on the site is legal, regulatory, tax, financial or investment advice. Take advice on your own situation before you act on it.

Case studies are written up as far as an NDA allows. Each describes what we built for one client and is not a promise of the same result for another.

What you send us

We treat what you share with us through the site's forms or by email as confidential from the first contact. We use it to reply to you and to prepare a possible engagement, and share it only with the people and providers who need it for that, as the Privacy Policy describes. We are glad to sign a mutual NDA before any detailed discussion.

Please do not send through the forms your clients' personal data, card or account numbers, passwords, access keys or source code. If we need anything like that, we will agree a secure channel and sign an NDA first.

If you apply for a role, send only what an application needs, and leave sensitive details, such as health information, out of your CV.

Using our content

The text, graphics, illustrations, code and design of the site belong to UAPP or our licensors and are protected by intellectual property law. You may view and share pages, link to them, and quote reasonable extracts with attribution to UAPP and a link to the source page. For any other use, such as republishing whole pages, using our materials in your own products or using our logo, ask us first.

Crawlers that follow our robots.txt, including those of search engines and AI services, may access the site. Our robots.txt sets which crawlers are allowed.

Names and marks of third parties, such as Swift, ISO, Mastercard, Apple Pay and Google Pay, belong to their owners. We use them only to identify standards and products, and their use does not imply endorsement or partnership. Fonts and open-source software on the site are used under their own licenses.

Acceptable use

When you use the site, you agree not to:

• break any applicable law or infringe anyone's rights, including intellectual property and privacy rights;
• engage in fraud or deception, or impersonate UAPP or our team;
• send spam or automated or bulk submissions through the forms, or try to get around reCAPTCHA or rate limits;
• probe or test the site beyond what our Security Policy allows, or interfere with its operation, for example by overloading it or introducing malware;
• access parts of the site or our systems that are not meant to be public;
• copy the site at scale while ignoring our robots.txt.

Security research in good faith under our Security Policy is welcome.

Third-party services and links

The site uses third-party services, such as Google reCAPTCHA on our forms, and links to other sites, such as LinkedIn. Their own terms and privacy policies apply to them, and we are not responsible for content or services we do not control.

UAPP Camp at uapp.camp is run by a separate operator under its own terms and privacy policy.

No warranties

We work to keep the site accurate and available, but we provide it “as is” and “as available”. To the extent the law allows, we make no warranties about the site, including that its content is complete, accurate or current, or that it will be uninterrupted or free of errors.

Limitation of liability

To the extent the law allows, UAPP is not liable for any indirect, incidental, special, consequential or punitive damages, or for loss of profit, revenue, data or business opportunity, arising from your use of the site or your reliance on its content. Our total liability for any claim relating to the site is limited to USD 100.

Nothing in these terms limits liability that the law does not allow to be limited, such as liability for fraud or for death or personal injury caused by negligence, or takes away your rights under mandatory consumer law.

These limits apply to the site only. Liability for services is set in the signed agreement for them.

Sanctions

We do not deal with persons or entities subject to sanctions imposed by the United States, the European Union, the United Kingdom or Ukraine. Please do not contact us on their behalf.

Governing law and disputes

These Terms of Use are governed by the laws of the State of Delaware, United States, without regard to its conflict-of-law rules. Disputes about the site fall to the state and federal courts located in Delaware.

If you use the site as a consumer, this does not take away the protection of mandatory law in the country where you live, or your right to bring a claim there.

Changes to these terms

We may update these terms. A change takes effect when it is published on this page, and the revision date at the top shows the current version. Please check this page from time to time.

General

• If any part of these terms is found unenforceable, the rest stays in effect.
• If we do not enforce a term straight away, we do not give up the right to enforce it later.
• These terms are written in English. If they are translated, the English version prevails.

Contact details

For questions about these Terms of Use: