For banks, EMIs, payment institutions, neobanks and regulated fintechs
Technology for modern finance, engineered around the core you already run.
ISO 20022 payment rails, SEPA Instant, wallets, crypto banking, clearing and digital-asset infrastructure for banks and regulated fintechs. The same engineers from scoping to production.
- 8+ years
- 170+ projects
- 15 countries
- $1B+ in clients' revenue
You keep what works.
8 years in regulated finance, and every integration went into a core already running.
What we own
- Transfers, FX, clearing
- Wallets and balances
- Transaction gateway
- Digital assets
- Data and AI automation
What we integrate
- License
- Core banking
- Bank relationships
- Custody
- Liquidity partners
One team owns what joins them.
The standards we build to.
Expertise
Enterprise-grade engineering across 5 domains.
We design, build, and maintain secure, reliable software that scales with your business.
Fintech
Payment rails done right. We engineer ISO 20022 messaging, SEPA Instant, card issuing and processing, payouts and reconciliation into existing banking cores.
Learn moreAI Agents & Automation
Agents that work across the systems you already run, inside limits you set. Reading and writing stay separate, and every change goes through approval and leaves a record.
Learn moreInfrastructure & DevOps
One path to every environment. Cloud platforms, GitOps delivery, private networks, secure SDLC and CI/CD — the desired state of each one lives in a repository.
Learn moreCompliance
Compliance that deploys. We integrate transaction monitoring, KYC/KYB orchestration and audit trails with established providers and build them for regulatory scrutiny.
Learn moreCrypto & Web3
Crypto, when you're ready. Embedded crypto banking for banks, multi-chain wallets, exchanges and on-chain compliance - the same regulated-grade rigor, applied to digital assets.
Learn more
Solutions
What we have already built.
Systems that go into a live core without taking it down.
1 of 5: Transfers, FX and Clearing
The work behind the claims.
Systems in production, written up as far as an NDA allows.
AI built into how we develop software.
We use AI across discovery, development, and testing, with human review and approval matched to the task.
Claude Certified by
01
From discovery to working code.
We use AI to turn requirements and designs into working prototypes, so teams can test assumptions before committing to a full build.
02
Testing throughout development.
AI supports test generation and code review as changes are made. Engineers validate the results and resolve issues before release.
03
Next: AI-assisted reconciliation.
We're developing an agent for the daily close, with routine tasks automated, exceptions escalated, and human approval where required.
Nothing is bolted on later.
Adding security, an audit trail, or a second vendor later means rebuilding what already works.
One team, both rails
Fiat and on-chain sit with the same engineers. A settlement and a wallet are one integration, not two vendors.
Regulated-grade
Security, compliance, and audit are built in from the first commit, well before a regulator asks.
AI-assisted delivery
The tooling drafts. The review after it is no shorter than it was before.
One senior owner per domain.
Architects and engineers with hard-won experience in finance, each owning a domain end to end.
Vitalii Skorobreshchuk
Chief Technology Officer
Architecture & delivery
Details
Owns the architecture and the bar the code is held to. Reviews every integration before it reaches production. 12 years in engineering across the US, Europe and Canada before founding UAPP.
Owns the architecture and the bar the code is held to. Reviews every integration before it reaches production. 12 years in engineering across the US, Europe and Canada before founding UAPP.
Denis Zamosenchuk
Head of Infrastructure
Platform & reliability
Details
More than 10 years in infrastructure architecture and engineering for high-load, mission-critical systems. Now runs infrastructure strategy across every active project: technology choices, automation, observability, and disaster recovery.
More than 10 years in infrastructure architecture and engineering for high-load, mission-critical systems. Now runs infrastructure strategy across every active project: technology choices, automation, observability, and disaster recovery.
Ihor Yurko
Solution Architect
Distributed systems
Details
Led development on a platform of more than 100 production microservices: multi-chain wallets, exchange systems, cross-chain bridges. More than 10 years in backend across core banking, multi-currency ledgers, and KYC, leading teams since 2020.
Led development on a platform of more than 100 production microservices: multi-chain wallets, exchange systems, cross-chain bridges. More than 10 years in backend across core banking, multi-currency ledgers, and KYC, leading teams since 2020.
Andrii Triasun
Software Architect / Technical Lead
System design
Details
Leads system architecture and release management. Has more than eight years of frontend and backend development experience spanning payment integrations, an ISO 20022 gateway, marketplaces, EdTech, and Web3.
Leads system architecture and release management. Has more than eight years of frontend and backend development experience spanning payment integrations, an ISO 20022 gateway, marketplaces, EdTech, and Web3.
Field notes from the build.
Written by the team that ships the systems.
Describe your challenge.
Early idea or system already in production. Both are worth a conversation.
- Built and run by our senior team.
- Confidential from the first call, NDA as standard.
Prefer email?
[email protected]