Fintech
Core banking implementation for banks, payment companies and fintechs, with the payment rails on top: SEPA Instant, card program integrations, payouts, reconciliation and ISO 20022 messaging. Built as the core itself or integrated with the one you already run.
Money movement breaks in the details: a message that fails validation, a settlement nobody can match to a statement. The systems we build catch both before an operations team has to.
What we build
Core banking implementation
Core banking platforms for banks, payment companies and money transfer providers: accounts, ledgers, payments and compliance controls, delivered as a new core or integrated with an existing one.
SEPA Instant rails
Instant credit transfers that clear first time, with xmldsig signing and verification on every exchange with the scheme.
Card program integrations
Integration with card issuing and processing platforms, from onboarding to spend: network tokenization and provisioning into mobile wallets.
Payouts and reconciliation
CAMT statement ingestion matched against open items, with exception queues and an audit record on every match.
ISO 20022 message lifecycle
The ISO 20022 pacs and camt lifecycle, from pacs.008 credit transfers to camt.053 statements, XSD-validated against the schemas before a message leaves the system.
ISO 20022 messages that validate first time.
Related work
Fintech
SEPA Instant on ISO 20022, signed and schema-valid.
Full ISO 20022 message lifecycle with digital signing and schema validation on a high-availability backbone.
- ISO 20022
- SEPA Instant
- HA
Fintech
A US prepaid card program, launched on one cardholder experience.
Cardholder experience plus a BFF orchestrating a card-issuing core, Mastercard tokenization, Apple/Google Pay and real-time KYC.
- Cards
- Tokenization
- KYC
Describe your challenge.
Early idea or system already in production. Both are worth a conversation.
- Built and run by our senior team.
- Confidential from the first call, NDA as standard.
Prefer email?
[email protected]