Company
Banking technology, built by the engineers who run it
UAPP designs and builds the technology that financial services depend on, from payments and customer applications to data platforms, cloud infrastructure and operational automation. Our work connects with the systems already in place, allowing banks, fintechs and other businesses to add new capabilities without rebuilding their entire technology estate.
Our direction
Where this is going.
Banks are modernizing on cores that already work.
We build the integrations, payment rails, compliance tooling and digital-asset services that let a bank add new capability without replacing what already runs.
That work builds on what we have already shipped: payment rails and clearing, card programs, wallets and digital assets, and compliance tooling.
The same engineers scope a system, build it and answer for it after launch. Work on a live banking stack is not something you hand to a second team, and we do not run one.
Where AI agents can take on routine operations work, such as reconciliation exceptions or alert triage, we build that too, within limits your business sets.
Founded
2018
Projects delivered
170+
Countries
15
What we build.
Payment rails, card programs, compliance tooling, and on-chain systems.
Expertise
5 domains, each with one owner: fintech, AI Agents & Automation, infrastructure, crypto and compliance.
Solutions
Systems we ship as a product, each with its own scope and limits.
Case studies
Delivered systems, each with the constraint it had to clear first.
One team, accountable through delivery.
Every engagement has a technical owner responsible for the architecture, security model and major engineering decisions from the beginning of the project through production launch.
Domain ownership
Specialists in payments, compliance, data, cloud and digital assets work within one engineering team. Each domain has a clear owner, while the complete system is designed and delivered as one platform.
Continuity from design to production
The engineers who shape the architecture remain involved through implementation, testing and release. Important decisions stay with the team responsible for making the system work in production.
Built for regulated operations
Security architecture, access controls, traceability and secure development practices are included from the start. The system is reviewed against the regulatory and operational environment in which it will run.
AI-supported engineering
AI supports selected parts of discovery, development, testing and review. Engineering decisions, security checks and production approval remain with experienced specialists.
The standards and controls applied across our work.
- ISO 20022 for payment systems
- PSD2 SCA
- Secure SDLC
- Release traceability